Efico — Powering education, empowering futures
What is Efico?
We believe education is the stepping stone to better lives. Efico is Kashflo’s education-first financing solution — designed to make tuition manageable for students and to give schools the funding they need to grow, upgrade, and deliver better outcomes.
FOR STUDENTS
Being in school shouldn't mean choosing between learning and paying fees. Efico provides focused, transparent loans that cover school tuition — not random expenses. Our goal is simple: keep you studying, not stressed.
What Efico for students includes:
Tuition-focused loans only — funds are allocated for approved school fees.
Clear, straightforward repayment plans shown before you accept.
In-app reminders and budgeting tips to help you stay on track.
Quick, secure disbursement to your school or to your validated student account.
Efico is designed to support tuition needs responsibly. We assess affordability and present repayment schedules clearly. If you’re unsure, book an advisory session before applying.
Why Students Love Efico
For Schools & Educational Providers
Schools are engines of opportunity—when they expand, communities win. Efico gives schools access to structured finance that fits educational projects, upgrades, and operational liquidity without compromising governance or compliance.
What Efico for schools includes
Structured finance for capital projects (classrooms, labs), equipment, or operational smoothing.
Flexible terms tailored to school cash flow cycles and fee collection patterns.
Advisory support for planning capital projects, budgeting, and repayment strategies.
Integrated fee collection tools that simplify reconciliation and reporting.
