Earning a salary in Nigeria comes with its own unique pressures—rising costs, family responsibilities, unexpected expenses, and the need to plan ahead in an uncertain economy. But while we can’t control everything around us, we can build habits that put us in charge of our money. At Kashflo, we believe small, consistent steps can help […]

Estimated read time: 5–6 minutes If your money doesn’t go as far as it used to, you’re not imagining things. When prices rise faster than wages, that’s inflation — and because most of us live on monthly pay or school fees, it quickly becomes personal. This guide explains what inflation means for the naira and […]

Introduction Customers expect payment options — card, transfer, QR, USSD — but many small business owners worry about setup cost, monthly fees, and slow settlement. You don’t need expensive hardware or complex contracts to accept digital payments. This post covers practical, low-cost ways for Nigerian SMEs to accept payments and keep cash flow healthy. 1. […]