Victoria Island, Lagos

About us

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About

Our Mission

To empower individuals and businesses with smart financial tools and real human guidance—bridging ease with strategy.

Our Vision

To become Africa’s most trusted digital financial growth partner.

How We’re Regulated

Kashflo operates in line with Nigeria’s financial regulations. We’re powered by licensed partners and built on secure, scalable technology.
You can count on:

  • Central Bank of Nigeria (CBN) oversight
  • PCI-DSS compliant infrastructure
  • Identity verification (BVN, NIN, or ID)
  • NDPR (Nigeria Data Protection Regulation) compliance
  • Safe, encrypted transactions

Our Financial Advisory Edge

Kashflo isn’t just a self-service app. We offer optional financial guidance for those who want more.
Our advisory includes but not limited to debt support, budgeting, business expansion and investment planning. We are here to walk with you, not just watch you.

what makes us different

The values we live by

Holistic Financial Experience

While others focus on narrow services, Kashflo brings savings, payments, credit, and advisory together — in one platform, tailored to your real-life needs.

Accessible Advisory

We offer personalised financial advice for individuals and businesses — whether you’re planning growth, recovering from debt, or launching something new.

Smart Credit Solutions

From digital loans to peer-to-peer lending and BNPL, we design flexible credit access — with the user’s reality in mind, not rigid banking rules.

Global-Ready Finance

Multi-currency wallets and dollar virtual cards let users pay and transact globally — whether you’re a freelancer, shopper, or exporter.

Business Financing & Growth Tools

We support SMEs with asset financing, portfolio management, debt factoring, and structured business planning — beyond basic POS tools.

Automated Investment & Literacy

With robo-advisors and financial literacy content, we make planning, investing, and understanding money simple — and scalable.

Our Leadership

Board of Directors

our team

Olufunmilayo Georgewill

Director, Global Payments & Partnerships

Ernest Nwoye

Director, Legal & Compliance

Faith Aderemi

C.E.O

Steven Gomag

Ux/Ui Designer

Team Members

our team

Steven Gomag

Ux/Ui Designer