Kashflo
FREEME
Free banking, zero charges. Always.
What is FreeMe?
FreeMe is Kashflo’s personal account built for real life. No maintenance fees. Instant physical cards. Cashback and fee waivers where applicable. Simple tools to budget, save, and move money — in NGN and, when you need it, USD.
No monthly maintenance charges. No stress. Just practical, rewarding banking.
Who FreeMe is for
Students, salary earners, freelancers, remote professionals, and anyone who wants straightforward, zero-charge personal banking with the option of USD wallets and instant embossed cards.
Core Features
Multi-Currency Wallets
Send, receive, and hold NGN and USD in one place — ideal for domestic and cross-border use.
Kashflo Cards (Naira & Dollar)
Issue virtual and physical cards with full security control. Freeze, unfreeze, and manage your card activity from your dashboard.
Cashback & Fee Waivers
Enjoy automatic cashback on eligible transactions and waived fees when you maintain healthy usage.
Savings Tools
Create flexible savings goals and automate contributions — with access to goal-based templates.
Expense Overview
Track what you spend and get visual breakdowns that help you manage better (available in-app).
Upgrade Anytime
When you're ready to grow or need more tools, you can switch plans or access business support — directly from your dashboard.
What Our Users Say
Hear from our happy customers about FreeMe's impact on their banking.
“Kashflo’s FreeMe has made managing my money effortless! The cashback rewards are just the cherry on top.”
John D., Regular User
Banking Enthusiast, FreeMe User
“Switching to FreeMe was the best decision! I love the virtual card feature and all the savings tools.”
Sarah L., Small Business Owner
Owner, Local Bakery