About us
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About Company
Kashflo gives you powerful financial tools, local insight, and expert support all in one simple platform. We understand that you need more than just a place to store money. That's why we are offering you a way forward.
Our Mission
To empower individuals and businesses with smart financial tools and real human guidance—bridging ease with strategy.
Our Vision
To become Africa’s most trusted digital financial growth partner.
How We’re Regulated
Kashflo operates in line with Nigeria’s financial regulations. We’re powered by licensed partners and built on secure, scalable technology.
You can count on:
- Central Bank of Nigeria (CBN) oversight
- PCI-DSS compliant infrastructure
- Identity verification (BVN, NIN, or ID)
- NDPR (Nigeria Data Protection Regulation) compliance
- Safe, encrypted transactions
Our Financial Advisory Edge
Kashflo isn’t just a self-service app. We offer optional financial guidance for those who want more.
Our advisory includes but not limited to debt support, budgeting, business expansion and investment planning. We are here to walk with you, not just watch you.
what makes us different
The values we live by
Holistic Financial Experience
While others focus on narrow services, Kashflo brings savings, payments, credit, and advisory together — in one platform, tailored to your real-life needs.
Accessible Advisory
We offer personalised financial advice for individuals and businesses — whether you’re planning growth, recovering from debt, or launching something new.
Smart Credit Solutions
From digital loans to peer-to-peer lending and BNPL, we design flexible credit access — with the user’s reality in mind, not rigid banking rules.
Global-Ready Finance
Multi-currency wallets and dollar virtual cards let users pay and transact globally — whether you’re a freelancer, shopper, or exporter.
Business Financing & Growth Tools
We support SMEs with asset financing, portfolio management, debt factoring, and structured business planning — beyond basic POS tools.
Automated Investment & Literacy
With robo-advisors and financial literacy content, we make planning, investing, and understanding money simple — and scalable.